Car Breakdown Cover

For the low price that car breakdown cover can cost, along with the peace of mind it can provide, not having it simply isn't worth the risk.

Company Summary Average Response Roadside
Fix Rate
Next Step
Rating: 5 out of 5 stars

RAC have amongst the best average response times and roadside fix rates in the industry. Cover prices are competitive and you can save money by purchasing online too.

37 minutes 82% Buy Now

From £39.99
per year

Rating: 4 out of 5 stars

Emergency Assist already has over 200,000 members and an AVRO approved network of over 4,000 vehicles. The ‘Saver’ cover they offer is currently one of the cheapest on the market.

41 minutes 73% Buy Now

From £19.00
per year

Rating: 4 out of 5 stars

Relatively new compared to their rivals, using over 4,000 independent specialists rather than their own network. For this reason, you won't have seen see their brand on the road.

40 minutes 70% Buy Now

From £17.90
per year

Rating: 3.5 out of 5 stars

Unlike most providers, GEM only offers personal-based cover. This can be much cheaper for those using multiple vehicles, although often expensive if only using one.

40 minutes Unknown Buy Now

From £59.54
per year

Cover Information

If you drive a car regularly then chances are you will have experienced a car breakdown at some point during your motoring life. Many issues can contribute to a car breaking down and some will simply be from a direct result of commonly observed ailments such as tyre damage or discharged car batteries or more complex issues could be present. Many breakdown operators offer services across the UK to assist motorists in a breakdown within thousands of instances each day, but preparation in case of breakdown is absolutely vital. Like an effective boy scout, be prepared and have items you may need within your car previously packed away for emergency use to employ within an inconvenient breakdown. Cars and other vehicles such as vans can fail regardless of the best maintenance schedules that are in place, so opting for a level of car breakdown cover to assist with such an eventuality is a prudent and advised step for anyone within the motoring community.

Insurance Options

Car breakdown cover options for modern motorists come in all shapes and sizes and many take out the peace of mind and protection that a breakdown package offers. Whether it's just to assist with an embarrassing situation where fuel has been used, a simple tyre swap or more complex engine problem, drivers of all ages, ability and experience often pay annually or via monthly payment terms to secure the car breakdown options they need. Within thriftier times the added expense of acquiring breakdown protection is perhaps a budget requirement that many baulk at when considering. However, to provide safety, well being and expert professional help in breakdown emergencies, the price is definitely worth considering.

Types of Assistance

Cover for car breakdowns often comes in two varieties - the first option covers a person themselves regardless of any vehicle they are driving or using (they don't have to be driving) and the second package normally covers a specific car in use. Some car breakdown policies make cover available to more than one person on the same policy, so it's worth checking this option directly with service providers. Assistance normally comes in the form of three separate services with different pricing tiers. Normally, the cheapest route is a 'Roadside' level of cover that offers assistance to cars broken down on the road and might be restricted to local or national areas, with our without assistance to travel to an end destination if the car cannot be fixed.

Home Start Cover

Home start policies often provide all cover available as roadside protection, with added benefits that a mechanic will visit your home to put needed assistance into action. Other enhanced levels of cover include both home start and roadside options, with added incentives of car hire, accommodation needs and cover for European breakdown all thrown into the mix.

Average response times and roadside fix rates will not normally include major accidents or extreme failures. Information correct at time of publishing. E&OE.